Former stockbroker. Former insurance manager. Former sales trainer. After years of winning trophies and trips, I decided to STOP SELLING. Disillusioned with our transaction-based, high-commission, and inherently conflicted financial industry, I became an independent investment advisor, a full-fledged financial fiduciary, and a holistic financial planner. I advise. I teach. I invest using Nobel Prize-winning academic research. And I help create that moment of relief when investing/insurance/estate planning/charitable giving/trust & will creation/tax management/Medicare/Social Security/long-term care/wealth transfer/omg becomes... simple. I'd love to answer any questions or point you in the right direction (and away from the salespeople).